The missing piece
Your success has also brought with it a growing amount of responsibility. You already work with various specialists - like lawyers, accountants, and investment managers - but they all work in their narrow areas of expertise, leaving you responsible for managing the big picture.
You're missing a wealth strategist to oversee your financial strategy and ensure the other specialists you've hired are rowing in the same direction to ensure your financial success.
It’s time to make the most of your wealth.
How we can help
Our financial planning process covers various issues across areas such as financial management, investment planning, tax planning, risk management, estate planning, and corporate planning.
In plain language, we put together the big-picture plan for your finances. We then devise targetted strategies (e.g. restructure your corp, establish a trust, enact an estate freeze, etc.) that we bring to your other advisors to help implement and manage.
These are some of the common issues we help our clients resolve:
Retirement Planning
We help you optimize how you’ll accumulate and eventually withdraw your retirement savings in the most tax-efficient manner and ensure that you know exactly how to best fund your retirement.
Tax Planning
High-income earners have many tax planning opportunities. But figuring out which options are best for you is challenging. We work with your advisors to explore every avenue available to minimize your tax bill.
Equity-Based Comp
Equity-based compensation (e.g. RSUs, options, etc.) can be complex. Each type has its own unique features and tax implications. Our team is here to ensure that you make the most of your compensation package.
Corporate Structuring
We ensure your corporate structure is optimized to limit your risk and reduce your tax bill. We’ll map out your corporate structure ensure it is structured properly for your financial, life, and estate goals.
Exit Planning
A smooth exit from your business requires careful planning and preparation. We prepare years in advance to allow adequate time to address the legal, tax, and risk management considerations involved.
Estate Plans
We’ll work with you to understand what you want to happen to your money after you pass and ensure the transfer of your wealth as efficient and simple as possible for the loved ones you leave behind.
Strategic Impact
We help clients think strategically about how to make an impact with their wealth in ways that resonate with them. This could include approaches such as leaving a legacy gift in your will, ESG or impact investing, volunteering on a board of a non-profit, or creating a foundation to involve your kids in giving to causes that matter to your family.
Our 5-Step Process
We will lead you through a structured process to optimize all areas of your wealth so you can experience financial clarity and confidence.
1. Baseline Assessment
We start by gathering all of your financial details to get a clear sense of where you stand financially. We then prepare a Baseline Assessment that helps you understand where you stand financially before our financial guidance. This baseline then becomes a benchmark to measure your financial progress against over time.
2. Mindset & Life Plan
Next, we dive deep into your money mindset, values, and life goals. You’ll meet with our money mindset expert to better understand your attitudes, beliefs, and behaviours around money. We then lead through thought exercises to help us better understand what your best life looks like and what goals you have for your money.
3. Strategy
Our advice starts by addressing any areas of urgent concern before crafting your overarching financial plan. We devise strategies to optimize your finances and work with your other advisors (accountants, lawyers, investment managers) to implement these strategies and ensure everyone is rowing in the same direction.
4. Monitoring & Progress
The initial plan and strategies we implement represent just the initial step, of many, on a long journey. We will continue to manage your plan as the twists and turns of your life unfold. We’ll meet quarterly to review different aspects of your finances (e.g. discussing taxes near your corporate year end) and when life or your goals change significantly, we may wind down old strategies and implement new ones.
5. Evolution & Growth
We, along with many of our clients, are pursuing intellectual, emotional, and spiritual growth. We invite interested clients to join us on this journey so that we can learn and grow together. This will include webinars, social gatherings, and even travel opportunities that enrich our understanding of ourselves, our relationships with others, and our impact on people and our planet.
Let's figure out if we're a good fit
Book a time for us to chat at your convenience.
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